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Sbi auto sweep penalty

sbi auto sweep penalty

Now suppose he has Rs promo code for match com july 2015 10,000 lying in the bank, He will be earning normal 3-3.5 interest on this money.
The threshold can be anywhere between Rs.25,000 and.1 lakh.It will break the FD for Rs 10000 and move the amount to Saving Bank.The normal tax rules apply.If the investor liquidates the FD prematurely, you may lose even the nominal interest you would have otherwise earned on the same deposits mazda 3 cash rebate the interest is calculated based on the number of days the FD was with the bank.For example in State Bank of India Mutli Option Deposit scheme FD is broken in units.Auto sweep facility in SBI: Advantages.
So in above example interest of Rs 1000 is tax free but for a person in 30 tax bracket will have to pay appro Rs 450 as tax (.03 of 1652) Net Difference Rs even after tax deduction.

Example of How Auto Sweep Account works.The following shows the returns in this case.However, the customer must know that the name of this scheme is different for each bank.While Fixed Deposit for 1 year is around.The way auto-sweep works, it makes it an ideal place to park emergency funds.Hdfc Bank Super Saver Facility, bank of India BOI Savings Plus Scheme.This is a good option by which you can earn some extra amount from your idle money in your savings bank account.Or a few lacs?If you are very sure that the money lying in your account will really not be used for long, better to use the normal Fixed deposit.